Top Myths Associated with Banking Exams in India

Banking exams are one of the most popular competitive recruitment exams in the country. Candidates aspiring for the upcoming bank exam must devise a robust preparation strategy. More than lakhs of candidates attempt the bank exam yearly, making it highly competitive. Even though it is one of the toughest exams, they can still succeed in the exam.

Acing bank exams is no cakewalk is one of the common myths associated with banking exams. Similarly, there are numerous myths related to bank exams that create a negative impact on an aspirant’s mind. In this article, we have shared the top myths associated with banking exams in India to ease the preparation of the aspirants.

Top Myths Associated with Banking Exams in India

Securing a job in the banking sector is a dream of lakhs of aspirants. Every year a huge number of candidates participate in the recruitment exam. Having a positive mind, dedication, and a positive approach to ace the bank exams with flying colors is essential. It is witnessed that there are various myths around bank exams, and it creates a different impression that can decrease their chances of clearing the exam. Let’s discuss the top myths associated with banking exams in India as shared below: 

Professionals cannot ace bank exams.

It is believed that banking exam preparation requires ample time and consistent practice to maximize the qualifying chances in the exam. One of the common myths associated with banking exams is that students who allocate many hours to the preparation without any professional commitments can only ace the bank exam. But it is false. The banking exam requires hard work, consistency, and concentration. Even if the professional devotes 2 to 3 hours to their preparation, they can also easily pass it as it depends on using the right learning resources and time management skills.

Devote at least 12-14 hours every day.

There are major differences between just reading the books for a definite period and thoroughly reading it for a short period. Focused preparation for 6 to 7 hours daily can help them score high marks in the exam. The right preparation depends on how efficiently they use the time period. Hence, studying all the topics with full concentration is advised to ace the banking exam with high scores. They can attempt mock tests daily to track their preparation level and determine how effectively they manage their studies. 

Reading too many books ensures success

The next myth associated with banking exams in India refers to various books that can maximize your scores in the exam. But it is false. It is recommended to refer to one book for one topic to develop conceptual clarity, which has provided examples and practice papers. Reading too many books for a single topic/section can create conceptual confusion when attempting the question and negatively affect their preparation.

Fluency in English is of utmost importance.

The English Language is not the only determining factor to ace the bank exams. For aspirants who have excellent writing and speaking in English, it can benefit them to a greater extent. However, acing the banking exam demands good performance in sections, i.e., reasoning ability, quantitative aptitude, general awareness knowledge, and the English language subject. Thus, aspirants should strike a good balance in preparing all the sections to ensure success in the bank exams.

Attempting more questions with less accuracy

In the banking exam, there is a negative marking applicable for every incorrect answer. Thus, candidates who believe solving the maximum number of questions can help score high marks in the exam. But, it is not true. In this case, aspirants must attempt many questions with 90% accuracy. However, they should skip the questions they are not familiar with as they can decrease their marks due to negative markings. For example, suppose an aspirant has solved 80 questions with no accuracy and another has solved 70 questions with 90% accuracy. In that case, the second aspirant is more likely to obtain better marks.

Preparation of one banking exam at a time

Aspirants can prepare for numerous banking exams simultaneously. Candidates often believe they should prepare only for one exam rather than appearing for various exams simultaneously. But, it is not true. They can prepare for various banking exams at a time, as the syllabus in bank exams are similar to each other. With this, attempting numerous banking exams will boost their confidence and help them stay ahead in the competition.

Enrolling in coaching is a must.

Another common myth associated with banking exams is that enrolling in coaching is mandatory to crack competitive exams. But the point is that many aspirants have cracked the bank exams without coaching just by self-study, dedication, the right selection of books, and a robust exam strategy. However, coaching classes can enhance their preparation, but high scores in the bank exam purely depend on their preparation.

Preparation for an interview is not necessary.

Candidates believe that acing Prelims and Mains exams can only help them secure the appointment even if they don’t focus on the interview preparation. However, this is false. Aspirants must prepare effectively for the interview round and stay updated with worldwide events. If they fail to clear the interview round, they will not be eligible for further selection.


Which is the toughest banking exam in India?

Some of the toughest banking exams in India include IBPS PO, SBI PO, SBI Clerk, IBPS Clerk, RBI Grade B, IBPS RRB Officer Scale 1, RBI Office Assistant, etc.

How to crack a bank exam in 1 attempt?

Aspirants can crack the banking exam in one attempt by analyzing the latest syllabus and exam pattern, choosing the right books, and solving previous year’s question papers and mock tests.

Why is it important to know these myths associated with banking exams in India?

Aspirants must be familiar with all the myths associated with banking exams to remove all the confusion that negatively affects their minds. Knowing these myths will help them to understand the actual exam requirements and prepare for the bank exam accordingly.

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Vikramjit Singh, founder of Newscoop, an esteemed UPSC educational website, helps aspirants prepare for UPSC CSE with 5 years of experience, offering a deep understanding of crucial concepts.

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